Home Buying Process

If you’ve never been a homeowner, the buying process can seem pretty intimidating. After all, purchasing a home is one of the biggest investments you’ll make in your lifetime – you don’t want to feel uneasy about it. A Hero Perks agent will walk you step-by-step through the buying process and will be your partner from the moment you express interest in buying, until the day you close.

There are nine critical steps in the buying process:

Step 1: Before you start calling numbers from For Sale signs or looking at builders’ models, CALL A HERO PERKS AGENT.

Step 2: With their help, determine what your mortgage options are and what you can afford monthly. They will knows some of the top lenders in the area and can help you get the mortgage process started.

Step 3: Select an area of interest and make a list of what you want in a home.

Step 4: The fun starts – look at homes!

Step 5: After exploring all of your options, select a home. Remember, we will show you homes until you find the perfect one — no hurry, no pressure, no worries.

Step 6: Use your agent’s expertise to make an offer on your home of choice. Their negotiating skills and team experience will put you in a great position to buy a home at a great value. Your Hero Perks agent will help with everything, from locking in a great price to negotiating other terms such as a closing date and closing costs.

Step 7: Hire an inspection company to ensure that your perfect home is in good condition. An inspector will look for major defects, such as structural and mechanical issues, radon/mold problems, and other potential issues.

Step 8: Review documentation (i.e. settlement statement) with your agent prior to closing.

Step 9: The big day!! Your closing day will consist of signing a foot-tall stack of papers to transfer ownership of the home. This is a very important part of the process — it’s important to look for little things that may slip through the cracks and cause nightmares later. Don’t be scared! Your Hero Perks agent will be there to protect you and review all of the documentation. After shaking off writer’s cramp from all of the paperwork, you will have keys in hand and be ready to move in!